Solution 01 · Risk & Fraud

Fraud operates in networks.
Verety hunts in networks.

The companies that defraud you looked clean at onboarding — because entity fraud lives in the network around the entity, not the entity itself. Verety traverses and monitors the graph around every counterparty, so organized fraud surfaces before the first loss, not after the write-off.

20%
Fewer fraud
write-offs
80%
Faster
investigations
1
Prevented bust-out covers
the annual subscription
AUTONOMOUS GRAPH TRAVERSAL — LIVE
The problem

By the time transaction monitoring fires,
the money is gone.

Bust-out schemes, synthetic companies, and shell networks are designed to pass entity-level checks. A typical fraud scheme runs about twelve months before detection, and fraud drains an estimated 5% of revenue annually (ACFE, Occupational Fraud 2024). Losses are recognized only after the write-off.

Bust-out schemes

Entities build clean credit and transaction history, then extract maximum value and collapse. Individually each entity looks healthy — the pattern only exists across the ring.

Shell networks

Dozens of companies sharing directors, addresses, registrars, hosting infrastructure, and formation dates. Rule-based matching misses them; graph traversal exposes their shared DNA.
DOMAIN → IP CLUSTER → REGISTRAR → CO-REGISTERED SHELLS

Sleeper counterparties

Entities that were genuinely clean at onboarding and turned bad afterward. Point-in-time KYB is structurally blind to them — only continuous monitoring catches the turn.

What Verety does

The three markers of organized fraud —
detected automatically.

Federal analysis of organized fraud groups points to three data-detectable indicators: scale, connections, and outliers. Verety's autonomous agents are built around exactly those markers.

Connections
Graph traversal
Agents fan out from every counterparty — directors, shareholders, addresses, domains, vessels — mapping the network no analyst has time to build by hand.
Outliers
Automatic red flags
Anomalies against peer baselines — formation clusters, shared infrastructure, improbable growth — are scored and surfaced as narrative alerts with evidence attached.
Scale
Ring-level detection
Risk propagates through the graph: flag one node and every connected entity re-scores instantly. You see the ring, not just the entity that tripped the wire.
Who it's for

Target segments

Payment platforms
Merchant onboarding and portfolio monitoring — catch merchant bust-outs and mule networks before chargeback losses land.
MERCHANT BUST-OUTS
B2B lenders
Counterparty intelligence for credit decisions — loan stacking and synthetic borrower rings exposed at the network level.
SYNTHETIC BORROWERS
Marketplaces
Seller and supplier vetting at scale — shell-seller clusters and coordinated fraud rings detected across the platform graph.
SELLER RINGS
Banks
Commercial onboarding, trade finance, and counterparty exposure — ring-level risk visibility across the book.
COUNTERPARTY RINGS
VCs & investors
Diligence automation on targets and their networks — founders, entities, and affiliations verified against the graph.
DILIGENCE AUTOMATION
Government benefit programs
Organized fraud against public programs is network-shaped — the same graph engine detects coordinated claimant and vendor rings.
CLAIMANT & VENDOR RINGS
Get started

See your portfolio as a graph.

We run a scoped pilot on a sample of your counterparties and show you the rings you can't currently see.