Solution 02 · KYB & Compliance

KYB doesn't end at onboarding.
Neither does Verety.

Regulators now expect perpetual KYB — continuously updated beneficial ownership, continuous sanctions exposure, and auditable evidence behind every decision. Verety keeps a live, source-attributed truth record on every counterparty and every node connected to it.

ENTITY TRUTH RECORD
Foxton FZCO
JURISDICTION
DAFZA, Dubai UAE
UBO
Meridian Holdings BVI (100%) — unresolved
SANCTIONS
OFAC 50% Rule triggered
AIS SIGNAL
Dark vessel linked — 14d blackout
MEDIA
OCCRP Aleph match confirmed
LAST UPDATED
Capabilities

From onboarding check to
standing intelligence.

Perpetual KYB

Every entity and every connected node monitored around the clock. A director change at 2am generates an alert at 2:04am — not at the next quarterly refresh.

UBO graph resolution

Layered holding companies, nominee directors, and trust structures resolved into a live ownership graph — including indirect exposure under OFAC's 50% Rule and the EU's tightened UBO thresholds.
DIRECTOR → UBO → SIBLING ENTITIES → DOMAINS

Continuous sanctions screening

Screening runs against the whole graph, not one name. Sanctioning a parent instantly re-scores every subsidiary and affiliate — no node is isolated from the graph's risk state.

Source-level provenance

Every field carries its origin, timestamp, and confidence score. Conflicts between sources are flagged and routed to an analyst — never silently overwritten. Audit-ready for FATF, EU AI Act, and DORA from day one.

Analyst-ready narratives

Alerts arrive as complete narratives — what changed, why it matters, what to do — with citations attached. SAR-draft ready, not a raw data dump.

The engine underneath

40+ live sources. One truth record.

Structured registries, sanctions lists, AIS feeds, adverse media, OSINT, court filings — ingested continuously and reconciled into a single entity profile with provenance on every field.

LIVE INGEST STREAMS → ENTITY TRUTH RECORD
🏛️
Company Registries
STRUCTURED
⚖️
Sanctions & Watchlists
STRUCTURED
🚢
Maritime AIS Feeds
REAL-TIME
📰
Adverse Media / News
UNSTRUCTURED
🌐
Web / WHOIS / DNS
OSINT
🛰️
Court & Legal Filings
STRUCTURED
🌿
ESG & Supply Chain
MIXED
ENTITY TIMELINE · FOXTON FZCO
LIVE
The regulatory wave

Built ahead of the mandate,
not behind it.

A converging set of regimes is making point-in-time, registry-only KYB an active liability. Verety's architecture — continuous, graph-wide, fully attributed — is designed for where the requirements are going.

2023
FATF Recommendations 24 & 25
Member jurisdictions expected to maintain continuously updated UBO data — not periodic snapshots.
GLOBAL · 200+ JURISDICTIONS
2024
US Corporate Transparency Act
FinCEN UBO reporting with 30-day update obligation; combined with OFAC's 50% Rule, indirect sanctions exposure is mainstream enforcement risk.
ACTIVE · OFAC ENFORCEMENT
2024
EU AMLR + AMLD6
Single EU AML rulebook: UBO threshold cut to 15%, mandatory registry verification, tighter high-risk third-country requirements.
ACTIVE · 15% UBO THRESHOLD
2025
DORA + NIS2
Continuous third-party risk monitoring and full auditability of intelligence behind compliance decisions — OSINT becomes regulated infrastructure.
ACTIVE · FINANCIAL SECTOR
2025–26
EU AI Act — compliance tools
AI used in compliance, credit, and risk decisions must be explainable, auditable, and human-supervised. Black-box KYB tools face procurement challenge.
PHASED IN · HIGH-RISK AI
2026+
AMLA fully operational
The EU AML Authority treats one-time onboarding checks as explicitly insufficient — perpetual KYB is the regulator's expectation.
INCOMING · EU-WIDE
KYB does not end at onboarding. Changes in ownership, sanctions exposure, or business activity may alter risk profiles over time, making continuous monitoring an important component of effective programs.
MOODY'S ANALYTICS · KYB & ENTITY RISK GUIDANCE
↗ MOODY'S KYB RESOURCE
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Make your KYB perpetual.

We map a sample of your book to the graph and show you the exposure your current stack can't see — with full provenance on every finding.